We’re proud to announce that OpenTrade has officially launched support for USDT on its Money Market Fund (MMF)-backed yield vault, making it the first platform to offer true institutional access to the ‘risk-free’ rate on USDT on chain.

This milestone unlocks a new level of capital efficiency for USDT holders, enabling businesses and institutions to earn U.S. Treasury-backed yield on USDT with a level of simplicity, transparency, and institutional security which was previously unavailable anywhere in the market.

Now, fintechs and platforms holding idle USDT balances can now seamlessly earn investment-grade Money Market Fund backed returns, without the operational complexity, costs or capital inefficiencies typically required to access this level of secure RWA-backed returns on USDT.

Why This Matters

1. Unprecedented Access to Money Market Fund Returns on the Most Widely Used U.S. Dollar Stablecoin

USDT (Tether) is by far the most widely used USD stablecoin, with a market cap exceeding $112 billion and growing dominance in global markets, especially in emerging economies like Latin America. Despite this and the massive growth in RWA yield options for USDC, there are surprisingly few simple, secure and cost effective options for USDT holders to earn RWA-backed yield on their holdings.

Until now, earning yield on USDT often meant:

• On/off-ramping to fiat USD (slow and costly)

• Converting to USDC to access tokenised RWA products (introducing price risk, time delays, and operational burden)

These challenges have made it nearly impossible for many teams to capture meaningful returns on idle USDT holdings, especially those managing high-frequency payments, cross-border flows, or treasury operations in markets where USDT is the de facto dollar.

2. Seamless Access to RWA-backed Yield on USDT

With OpenTrade’s USDT MMF Yield Vault, there’s no need to convert to USDC or off-ramp to fiat. Companies can:

• Lend USDT via the OpenTrade web app and protocol

• Instantly start earning yield backed by U.S. Treasury Money Market Funds

• Accrue interest daily, and withdraw back into USDT anytime with same day settlement

• Avoid transaction or performance fees

• Track interest accruing daily

  
  

This dramatically simplifies treasury management and unlocks predictable, low-risk income that compounds over time without friction or unnecessary costs.

3. Designed for Emerging Market Needs, Powered by Institutional Infrastructure

OpenTrade’s USDT Yield Vault is especially powerful for our partners and clients in Latin America, where USDT continues to dominate due to:

• Widespread crypto adoption

• Limited access to USD bank accounts

• High inflation and local currency volatility

For users, earning stable yield directly on USDT can make a real difference, enhancing margins, extending runway, and improving financial resilience.

Behind the scenes, the product is powered by OpenTrade’s regulated infrastructure, institutional-grade operations, and integrated support for real-world assets, offering a level of security, transparency, and compliance that’s unmatched in the market today.

A New Standard for USDT Yield

With this launch, OpenTrade is setting a new standard, USDT users no longer have to accept low or zero returns on their balances. Instead, they can tap directly into one of the safest, most reliable forms of yield available, the U.S. risk-free rate, with a few simple clicks.

We believe this unlocks major benefits for:

• Exchanges looking to offer USDT yield accounts to users

• FinTech platforms managing large pools of customer funds

• Treasury teams at crypto-native and traditional companies alike

What’s Next?

OpenTrade continues to expand support for new assets, partners, and regions, ensuring that earning safe, transparent yield becomes the default experience for every stablecoin holder in the world.

About OpenTrade

OpenTrade is a digital asset infrastructure platform enabling FinTechs, exchanges, and institutional users to access compliant, low-risk yield on stablecoins through real-world asset-backed products. Our protocol is built on transparent smart contracts, integrated with institutional-grade custodians and regulated service providers, and designed to power the next generation of global financial products.