Home

Solutions

Resources

Case Studies

App

Request Access

DOWNLOAD REPORT

The Stablecoin Surge: Unlocking Growth Across Latin America

Stablecoins are reshaping finance across Latin America. Drawing on insights from founders and industry experts, this report examines how digital dollars are gaining traction, the challenges driving their rise, and the opportunities emerging across the region’s evolving financial landscape.

By clicking "Download Report", you are agreeing to OpenTrade communications, which includes The Stablecoin Surge: Unlocking Growth across Latin America Report and the OpenLedger newsletter. You can unsubscribe at any time.

With contributions from

Report Takeaways

This report is built on insights from industry-leading founders and experts to explore how digital dollars are moving from niche tools to everyday financial infrastructure, driving mass adoption today.

Stablecoin Use is Soaring

Of the $730B in on-chain crypto received across LATAM in 2025, $324B moved through stablecoin transactions, an 89% year-on-year surge. In Brazil, over 90% of all crypto flows are stablecoin-related.

Stablecoin Use is Soaring

Of the $730B in on-chain crypto received across LATAM in 2025, $324B moved through stablecoin transactions, an 89% year-on-year surge. In Brazil, over 90% of all crypto flows are stablecoin-related.

Fintechs Lead the Charge

Neobanks and digital platforms have embedded stablecoin rails directly into payments, savings, payroll and treasury products, making the underlying technology invisible to end users. Latin America is now home to over 3,000 fintech businesses, with 27% CAGR expected between 2022 and 2028.

Fintechs Lead the Charge

Cross-Border Payments are a Major Use Case

Traditional remittance services charge up to 10% per transfer and take days to settle. Stablecoins cut that cost by up to 90% and move money in seconds, transforming how families and businesses send money across borders.

Cross-Border Payments are a Major Use Case

What Comes Next

Latin America has long been defined by cycles of crisis and resilience and today that resilience is driving a new wave of financial innovation, where stablecoins are not just a hedge against instability but a catalyst for growth and inclusion. The region is leading and may help shape the future of digital money globally.

What Comes Next

Stablecoins Are Replacing Broken Cross-Border Payment Rails
Moving money across Latin America still takes 5–10 intermediaries, while stablecoins collapse this into near-instant, low-cost transfers, fundamentally upgrading how remittances and global payments work.
Adoption Is No Longer Just Inflation-Driven
While hyperinflation spurred early adoption in countries like Argentina and Venezuela, growth today is driven by everyday needs such as cheaper remittances, access to USD, and reliable financial services unavailable through banks.
How Fintechs Are Driving Adoption
Neobanks and digital platforms use stablecoin rails to deliver faster, lower-cost services at scale, while abstracting the underlying blockchain. As a result, millions of Latin Americans already use stablecoins through everyday payments, savings, and remittances often without realizing it.
What Comes Next
Latin America has long been defined by cycles of crisis and resilience and today that resilience is driving a new wave of financial innovation, where stablecoins are not just a hedge against instability but a catalyst for growth and inclusion. The region is leading and may help shape the future of digital money globally.

A Note From OpenTrade

Stablecoins have become critical financial infrastructure across LATAM. For millions of individuals and businesses, they power savings, payments, and cross-border commerce in ways legacy systems never could. Fintechs and their users are leapfrogging traditional rails entirely, moving from cash to mobile to dollar-denominated stablecoins at a pace previously unseen.

That growth in demand for digital dollars has created an equally urgent demand for yield. OpenTrade exists to fill that gap: infrastructure that enables LATAM fintechs and their users to earn yield on dollars safely, predictably, and at internet scale, embedded directly into the apps they already use.

Over the next decade, the default global dollar account will be stablecoin-powered. OpenTrade will have touchpoints with nearly every fintech serving this region and hundreds of millions of users across LATAM, helping them save, earn, and grow their dollar holdings.

David Sutter,

Co-Founder & CEO I OpenTrade

“If you’re in the countryside of Brazil, there’s not much access to banking. But if you can pick up your phone, link to Starlink, and move the money without needing a branch or relationships with a bank, that’s transformative”

— Sthefano Batista, Head of LATAM

Join the Conversation

Join the thousands of crypto professionals who read and discuss
"The Stablecoin Surge: Unlocking Growth Across Latin America" on X.

Include #LATAMStablecoinReport in your tweets when sharing your favorite report findings, musings and more.

Explore what people are saying on X about the report now.

Join the thousands of crypto professionals who read and discuss
"The Stablecoin Surge: Unlocking Growth Across Latin America" on X.

Include #LATAMStablecoinReport in your tweets when sharing your favorite report findings, musings and more.

Explore what people are saying on X about the report now.

The Stablecoin Surge: Unlocking Growth Across Latin America