Bespoke vault design and treasury management for institutional clients.
OpenTrade's standard vault infrastructure covers a wide range of yield use cases. Curation+ is the service layer designed for clients whose requirements go beyond pre-configured products: specific yield targets, defined risk parameters, complex collateral mandates, or blended real-world asset and on-chain strategies.
In partnership with
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Curation+ combines institutional-grade portfolio design with active treasury management. OpenTrade and its partners work directly with each client to scope, construct, and maintain a vault strategy aligned to their specific yield, liquidity, duration, and risk requirements.
The service covers the full scope of vault design and management: strategy scoping, collateral selection, investment committee review, active collateral management, and ongoing reporting.
Every asset integrated into a Curation+ vault undergoes a formal investment committee review conducted in partnership with Five Sigma Finance, an FCA-regulated asset manager. That review covers strategy exposure, asset diversification, performance history, risk profile, jurisdiction, structure, and liquidity before any position is approved for inclusion.
Once live, the vault is actively managed in accordance with the agreed parameters by OpenTrade’s asset management partners. Collateral portfolio allocations, balance behaviour, and liquidity levels are all monitored on an ongoing basis, and adjustments to the strategy are made as market conditions and client flows evolve.
What Clients Can Define
Target yield range and rate structure (fixed or variable)
Acceptable collateral types, from money market funds and short-duration Treasuries to private credit and on-chain assets
Liquidity profile and withdrawal timelines
Portfolio complexity, from single-asset strategies to blended real-world asset and DeFi allocations
Collateral Universe
The eligible collateral set available to Curation+ clients includes:
Money Markets and Government Debt
Money Market Funds
Including Fidelity Institutional Liquidity Funds
Short-Duration U.S. Treasuries
Government Bonds
Public & Private Credit
Commercial Paper
Corporate Bonds
Investment Grade and High Yield
Private Credit Instruments
Including Trade Finance
Alternative & On-chain
Asset-Backed and Structured Credit Instruments
Blue-Chip DeFi Protocols
Managed On-chain Yield Strategies
Including delta-neutral staking
OpenTrade works with each client to build and refine their bespoke Curation+ vault portfolio against their defined parameters, drawing on market data and actual asset performance across every asset and investment strategy that has passed our investment committee due diligence review.
All collateral is held in SPVs overseen by regulated asset managers, in segregated accounts with regulated banks and custodians. Weekly attestations on collateral holdings are issued to clients by an FCA-regulated asset manager. A fully perfected security interest in the collateral is maintained by clients at every stage of the transaction lifecycle.
Case Study:
The Prime+ Vault
The Prime+ Vault is a live example of the Curation+ service in practice. This vault was curated by OpenTrade and its partners to serve the key requirements that we have seen across a broad group of fintech and neobank clients, who need predictable returns and high liquidity.
To meet this objective, we launched a curated vault that delivers a fixed monthly APR targeted at approximately 2% above net money market fund vault yields, with no lock-in period and the ability to move any amount in and out of the vault at any time.
While clients benefit from the simplicity of earning a fixed rate, OpenTrade manages the underlying portfolio, which consists of liquid fixed-income instruments, including money market funds, short-duration Treasuries, investment-grade corporate bond ETFs, commercial paper, and private credit.
The portfolio operates within defined risk parameters covering duration, credit quality, liquidity, and counterparty exposure, and while the day-to-day management is abstracted for clients, the underlying allocations and performance metrics are made transparent to them at all times.
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Clients with collateral restrictions
Clients with collateral restrictions, specific risk appetite constraints, or liquidity requirements that standard vaults cannot accommodate
On-chain treasuries and platforms
On-chain treasuries and platforms seeking mandate-driven portfolio management without building an internal investment team
Fintechs and neobanks
Fintechs and neobanks offering earn products that have specific requirements for yield generation sources or mechanisms that standard vaults can't meet
