Company
Belo is an Argentine fintech that allows users in 18 countries across Latin America to seamlessly collect their income from anywhere in the world, access USD accounts (via USDC and USDT), and make payments and international transfers at a very low cost.
The combination of high inflation in Argentina, most recently peaking around 276% annually in early 2024, and the seamless access to USD accounts, savings, and payments capabilities that Belo provides, has helped drive massive growth, with Belo’s user base which now accounts for more than 8% of the region’s entire active crypto users.
Headquarters
LatAm
Industry
Neobanks & Fintechs
Products used
USDC Money Market Fund (Fidelity) Yield Vault, USDT Money Market Fund (Fidelity) Yield Vault
With OpenTrade, Belo can easily generate stable and predictable returns on its USDC and USDT balances, fully backed by a suite of high quality financial assets like Money Market Fund shares.
By leveraging OpenTrade’s an all-in-one treasury management solution, Belo has been able to easily integrate OpenTrade products into its treasury management operations and harness all of the benefits of stable ‘real-world’ financial asset backed returns while reducing costs, time, and operational complexity.
With OpenTrade’s Money Market Fund Yield Vault, Belo’s finance and treasury management team is able to earn interest on idle USDC / USDT with the click of a button , while maintaining the flexibility to withdraw in USDC or USDT at any time with daily interest accrual, no transaction fees to move funds in and out, and no on or offramping into USD required. The combination of this seamless connectivity and OpenTrade’s bank-grade asset management operations and legal protections have allowed Belo’s finance team to confidently deploy OpenTrade products as a cornerstone of its treasury management operations.
The core problem: there was no easy, compliant way for Belo to offer USD-denominated returns that were safe, transparent, and built for everyday users.
"OpenTrade has provided valuable infrastructure that has significantly supported our financial operations, proving to be a highly beneficial and flexible service for managing both fiat and crypto transactions. Their effective on and off-ramp capabilities facilitate straightforward conversions, simplifying our processes and enhancing our ability to engage with diverse financial activities. Additionally, the option to deposit stablecoins into their secure vaults offers a practical level of stability in the dynamic crypto market. OpenTrade’s commitment to providing a dependable and functional platform, along with their responsive team, makes them a reliable partner for our fiat and cryptocurrency needs, and their service continues to be very useful to our operations.”
Agustin Vargas Oria
Growth Analyst
Belo users aren’t speculators. They're simply freelancers, remote workers, and everyday people who use the app to get paid, pay bills, and preserve their income in dollars. For them, every percent earned matters but so does trust, simplicity, and access.
To serve these users, Belo needed a yield solution that could:
Turn idle USDC balances into income without exposing users to the complexity or risk of DeFi
Embed yield directly into the app experience to allow users to earn seamlessly while sending, spending, or saving
Avoid minimums, lockups, or hidden fees: so they earn with as little as USD 5
Preserve full liquidity and transparency
Streamline treasury operations to enable Belo to manage user deposits and returns across borders without operational bloat
Trust in OpenTrade’s bank-grade off-chain operations with underlying assets secured in a bankruptcy remote structure
Stable and predictable USD-denominated returns with no transaction fees, terms, or minimums, backed by high quality financial assets like U.S. Treasury Bills
Interest accrues instantly and compounds daily
Ability to easily integrate use of the OpenTrade platform into finance and treasury team operations in a way that reduced operational cost and complexity
By integrating OpenTrade's institutional-grade USDC yield products, Belo can now offer their users a simple but powerful upgrade where they can earn 4% APY on every dollar they save, spend, or send directly within the app they already trust.
Behind the scenes, OpenTrade channels idle stablecoin balances into loans backed by investments in high-quality financial assets all wrapped in a transparent, secure, and compliant structure. This gives Belo the confidence to rely on OpenTrade as a trusted, stable source of predictable returns as it continues to scale its operations while powering USD access and savings yield for millions of users without compromising on liquidity or security.
Join leading platforms like Belo that are transforming idle stablecoin balances into secure, yield-generating assets without compromising on compliance and transparency.
See a personalised demo to see how OpenTrade can help your exchange or fintech platform launch real-world asset-backed yield products in weeks, not months.
