Predictable Stablecoin yield for digital asset platforms, in any market
Bull markets make revenue easy. Bear markets don't. Stablecoin yield is predictable revenue on user balances and treasury, whatever the cycle.
Launch an earn product
Your brand, your app
RWA and on-chain yield vaults to power your users' earn product, embedded natively in your app under your brand
You set the terms
Access to select sophisticated on-chain strategies where users want higher returns, including the Stablecoin Staking Yield product
Integrate once
Configurable products, rates, and liquidity terms, set and adjusted by you
Support that stays on
One API integration, or permissionless on-chain access through Decentralized Vaults and SIERRA
When users move balances to another platform's earn product, or take matters into their own hands on-chain, the funding leaves with them. Offer institutional yield on the stablecoins they already hold, USDT, USDC, USD, and EURC, white-labeled inside your platform, so the balance stays with you.
Treasury management
Put idle balances to work
Earn on the stablecoin balances sitting idle on your own book, from treasury to settlement float and prefunded liquidity
Capital on hand
No lock-up, capital stays accessible on a best-efforts basis for settlement or redeployment
High liquidity
High liquidity on most vaults, withdrawals on a best-efforts T+0 / T+1 basis with a maximum settlement period of two business days, aside from fixed-term vaults
Protected by design
Segregated assets and institutional-grade structures across every position
Treasury, settlement float, prefunded liquidity, client reserves under custody, whatever stablecoins sit on your own book mostly sit idle. Earn institutional yield on it through the same infrastructure, with best-efforts access whenever you need to move it.
Trusted by neobanks worldwide
add more value
More reasons for users to stay. More revenue across the balance sheet.
Exchanges, wallets, custodians, and other digital asset platforms need a revenue line that holds either way, one you can plan around across acquisition, retention, and your P&L.
Competitive, risk-adjusted yield on idle balances is an acquisition lever beyond price and fees, a reason to pick your platform that still works when the market turns.
Users chase yield in any market. In a bear market, when your volumes and fees fall and everyone fights for the same customer, on-balance yield gives them a reason to stay exactly when you're most exposed to losing them.
Turn idle balances into a stable, predictable revenue line that holds when volume doesn't, one you can account for in your P&L through bull and bear, so a slow market doesn't mean a slow quarter.
Integrate once via API in under 30 days, with OpenTrade's investment, technical, and operational teams behind you.
Product
Your product. OpenTrade underneath.
Choose the product that fits your risk appetite and that of your customers, all running on the same infrastructure underneath.
Infrastructure
Trusted foundations.
Built in.
Institutional-grade infrastructure, designed in from day one.
Institutional banking and custody
A network of Tier 1 financial institutions handles custody and banking, from money market funds and short-term treasuries to private credit.
A legal framework built for protection
Segregated accounts and a bankruptcy-remote structure keep client funds individually tracked and insulated from claims outside it.
On-chain and built to audit
Built on audited smart contracts, with activity verifiable on-chain. Detailed reporting across backing assets, portfolio activity, and performance supports your own attestation and audit requirements.
why trust us
Trusted by leading fintechs and platforms
How Ontop turned idle worker balances into a new revenue line
Through its partnership with OpenTrade, Ontop launched a 3% APR rewards program in under a month, and has since taken the next step with a 6% yield product, all with no material operational lift.
in deposits captured within weeks of launch
APR yield offered to Ontop users
from integration to launch
FAQs
Questions, answered.
Client funds sit in a bankruptcy-remote structure with segregated accounts, individually tracked and insulated from claims outside it.
Neither yours nor OpenTrade's. Every vault sits within a bankruptcy-remote, independently governed structure, with a security trustee holding a master interest in the collateral on behalf of clients. Assets are segregated rather than held on OpenTrade's balance sheet.
No. The earn experience is white-labeled and embedded in your platform. Users see one brand throughout, and you keep the full relationship. OpenTrade runs the yield infrastructure underneath.
No. You stay on-chain. OpenTrade brings institutional RWA yield to your existing stablecoin infrastructure through a single connection.
Yes. Alongside the white-labeled API product, the same underlying yield is available permissionlessly on-chain through Decentralized Vaults and SIERRA, for users who want non-custodial, composable access.
Beyond straightforward RWA yield, the Stablecoin Staking Yield product pairs staking rewards with delta-neutral positions, for users seeking higher returns.
Vaults support USDT, USDC, USD, and EURC. Launch on one or several, and add more as the product grows.
Yes. The same infrastructure lets you earn on the idle stablecoins across your own book, treasury, settlement float, prefunded liquidity, and reserves, across a range of liquidity terms.
Most digital asset platforms go from first conversation to a working integration in under 30 days.