Launch an earn product that grows deposits, retention, and revenue
Give your users yield directly in your app, backed by high-quality real-world assets and fully whitelabeled. Launch a new revenue stream that deepens retention and keeps balances on your platform, live in under 30 days.
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Enterprise-grade infrastructure to offer competitive returns, without building it in-house.
Plug into OpenTrade and give your users an earn product under your own brand, without the build, the counterparty network, or the operational uplift.
Turn idle stablecoin treasury into a return, without adding a new product line or changing how that capital is otherwise held and used.
Skip the 100+ steps to build an earn product in-house. Most clients go from first conversation to a working earn product in their app in under a month.
The funds behind these vaults are usually gated behind onboarding and approvals that take years, and often closed entirely to businesses outside the US. You get access from day one, with none of the onboarding to do yourself.
Most of our vaults are high-liquidity, so balances keep earning while staying accessible on a best-efforts basis. A select few are fixed-term, like Prime+, for when higher returns call for it, but daily liquidity is the default.
Your users see your product, your brand, your UI, with OpenTrade invisible as the yield layer underneath. Custody the funds or don't; both models are supported, and you set your own margin on the returns you share.
Product
Your product. OpenTrade underneath.
An invisible infrastructure layer embedded into your platform, so you can turn idle balances into a competitive earn product without building any of it
Infrastructure
Trusted foundations. Built in.
Institutional-grade infrastructure, designed in from day one.
Institutional banking and custody
A network of Tier 1 financial institutions handles custody and banking, from money market funds and short-term treasuries to private credit.
A legal framework built for protection
Segregated accounts and a bankruptcy-remote structure keep client funds individually tracked and insulated from claims outside it.
On-chain and built to audit
Built on audited smart contracts, with activity verifiable on-chain. Detailed reporting across backing assets, portfolio activity, and performance supports your own attestation and audit requirements.
why trust us
Trusted by leading fintechs and digital asset platforms
Littio turns idle USDC into $250K+ in user earnings in just 4 months with OpenTrade
How belo’s finance team uses OpenTrade to securely grow its USDC/USDT treasury while scaling its savings products
How ontop launched a competitive rewards program for global workers in under a month
FAQs
Questions, answered.
Our primary yield sources are high-quality real-world assets, from money market funds and short-term treasuries to private credit, with select on-chain strategies such as Stablecoin Staking Yield. Each asset class is sourced and diligenced by qualified partners before it reaches your users.
Most clients go from first conversation to a working earn product in their app in under 30 days.
Only if you want it to. The product can be fully white-labelled so that your users see your brand, your UI, and your product, with OpenTrade operating as the invisible yield layer underneath.
No. Both custodial and non-custodial models are supported, so you can embed the earn product whichever way fits your platform.
You set your own margin. Keep a portion of the returns generated and pass the rest to your users, so you monetize the product on terms you control.
Returns vary depending on currency, backing asset, and liquidity profile. You choose the parameters that shape the product, and returns move with the assets behind it rather than being fixed or guaranteed. We also offer a fixed-rate vault, Prime+, so you can earn a predictable rate each month.
Client funds sit in a bankruptcy-remote structure with segregated accounts, individually tracked and insulated from claims outside it.
Withdrawals are processed on a best-efforts T+0 / T+1 basis, with a maximum settlement period of two business days. Different vaults offer different liquidity terms, from daily access to longer notice periods.
We currently support USD, USDC, USDT, and EURC.