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Introducing an OpenTrade Curation+ Product

Prime

Prime

+

+

The Prime+ Vault is a new Curation+ product delivering a fixed monthly APR targeted at approximately 2% above prevailing money market fund vault yield

Get in Touch

Get in Touch

In partnership with

No lock-in period

Complete access to funds at all times

No lock-in period

Complete access to funds at all times

No lock-in period

Complete access to funds at all times

Fixed monthly rate

Know your yield in advance

For fintechs and neobanks

Predictable, passable rates for end users

Fixed monthly rate

Know your yield in advance

Ready to integrate

No investment team required

For fintechs and neobanks

Predictable, passable rates for end users

Ready to integrate

No investment team required

01

Predictable Yield You Can Plan Around

Teams building yield-bearing products need to know what they'll earn before they can price their own offering. Prime+ publishes a fixed rate each month, so you can plan margins with confidence.

ProblemYield visibility
02

Flexibility Without Compromise

Fixed-rate products usually mean 90+ day lock-ups and high minimum allocations. Prime+ pays a fixed rate with no lock-in and no large minimum commitment.

ProblemLiquidity
03

No Investment Infrastructure Required

Generating consistent yield normally means hiring or building an investment function. Prime+ replaces that entirely — OpenTrade manages the underlying portfolio for you.

ProblemPortfolio ops
04

Ready-to-Use Infrastructure

Onboarding, execution, compliance, custody, and reporting are handled end-to-end, so you can launch a yield product without building financial infrastructure in-house.

ProblemInfrastructure

Why we
built the
Prime+ Vault

How

How

Prime

Prime

+

+

Works

Works

When a client invests into the Prime+ Vault, they receive ERC-20 vault tokens (XPPV) representing their investment. The clients' principal accrues interest daily at the fixed rate over the period in which they are invested. The number of vault tokens held by the client remains unchanged; the value of each vault token increases over time according to the vault’s fixed interest rate.


All collateral is held in secured accounts with regulated custodians. A fully perfected security interest is maintained on every asset at every stage of the transaction lifecycle, held by Vantru as Security Trustee on behalf of lenders. Collateral is verified weekly by Five Sigma Finance and published on the OpenTrade Platform.

Benefits

Fixed monthly interest rate targeted at ~2% above prevailing money market fund vault yield

No lock-in period. Move funds in and out of the vault at any time during business days

Withdrawals are processed on a best-efforts T+0/T+1 basis, up to a maximum of T+2.

Interest begins accruing immediately

OpenTrade manages the underlying portfolio. No internal investment management required

All collateral held by bankruptcy remote SPV in secured accounts with regulated, Tier 1 custodians

Weekly collateral verification by Five Sigma Finance, published on the OpenTrade Platform

Clients maintain a fully perfected security interest over the collateral at every stage of the transaction

Built under Curation+

Built under Curation+

The Prime+ Vault is a product built under Curation+, OpenTrade's bespoke vault design service for institutional clients with requirements that go beyond pre-configured products.Curation+ covers the full scope of vault design and management: strategy scoping, collateral selection, investment committee review, risk management, and ongoing reporting.

The Prime+ Vault is a product built under Curation+, OpenTrade's bespoke vault design service for institutional clients with requirements that go beyond pre-configured products.Curation+ covers the full scope of vault design and management: strategy scoping, collateral selection, investment committee review, risk management, and ongoing reporting.

Learn More

Learn More

Who Prime+ Vault is designed for

Who Prime+ Vault is designed for

Fintechs, neobanks, treasury managers and on-chain platforms

Prime+ Vault is suited to fintechs, neobanks, treasury managers, and on-chain platforms seeking highly predictable, risk-adjusted yield on USD-denominated balances. It is particularly relevant for platforms in Latin America, Europe, and other markets where access to USD yield infrastructure is operationally complex.

Fintechs, neobanks, treasury managers and on-chain platforms

Prime+ Vault is suited to fintechs, neobanks, treasury managers, and on-chain platforms seeking highly predictable, risk-adjusted yield on USD-denominated balances. It is particularly relevant for platforms in Latin America, Europe, and other markets where access to USD yield infrastructure is operationally complex.

Why this matters for fintechs

Enables predictable margins on earn products

Removes earnings volatility from P&L

Eliminates the need for internal investment teams

Accelerates product launch timelines

Fully embeddable with the option to integrate for workflow automation and real-time reconciliation

Availability



Prime+ Vault is live now on Avalanche, denominated in USDC with a minimum investment of $1,000. For users holding USDT, Prime+ is also available on Ethereum.


Availability

Want to see how Prime+ fits your platform?
Tell us a bit about you and our team will follow up.

Disclaimer

The information provided in this document is for informational purposes only. This document does not constitute, and should not be construed as, an offer, solicitation, recommendation, or advice to invest, buy, or sell any securities or financial products. We make no representation or warranty, express or implied, as to the accuracy, completeness, or reliability of the information provided. This document reflects only the information available to us at the time of publication and does not necessarily represent our views, opinions, or assessments of the investments discussed.


Potential lenders are advised to conduct their own due diligence, seek independent financial advice, and consider their individual investment objectives, financial situation, and risk tolerance before making any lending decisions. Past performance is not indicative of future results. Any investment in financial products carries inherent risks, and lenders should be aware that they may lose part or all of their invested capital.


We disclaim any liability for decisions made based on the information contained in this document and assume no responsibility for updating this information in the event of changes. By reviewing this document, you acknowledge and accept these limitations.


Information up-to-date as of April 2026 and subject to change.


This site is authored and maintained by OpenTrade.