Stablecoin yield for banks and financial institutions, without building it yourself
Your customers are moving balances into stablecoins and to the platforms that pay them to hold them. Offer yield on stablecoin balances through one integration, and keep those balances with you.
Launch an earn product
Pending
White-labeled yield accounts on USDT, USDC, USD, and EURC, embedded in your app or online banking
Pending
Backed by RWAs such as money market funds, short-term treasuries, and private credit
Pending
You set the products, the rate you pass on, and the liquidity terms
Pending
One API integration, with no need to run wallets, nodes, or smart contracts in-house
Every balance that leaves for a stablecoin wallet or a fintech savings account takes your funding and your customer relationship with it. Give customers a yield product on stablecoin and USD balances, under your brand, inside the channels they already use.
Treasury management
Pending
Earn on prefunded liquidity, settlement float, and operating balances between payment cycles
Pending
High liquidity on most vaults: withdrawals are processed on a best-efforts T+0 / T+1 basis, with a maximum settlement period of two business days (fixed-term vaults aside)
Pending
Match each vault's currency and liquidity profile to your payment and funding cycles
Pending
Position-level reporting your finance team can reconcile against
Prefunding for cross-border payouts, settlement float, operating cash held in stablecoins. These balances are working capital, and most of them earn nothing between movements. Put them to work through the same infrastructure, without tying them up.
Trusted by neobanks worldwide
add more value
Keep the balance. Grow the revenue.
Subheading: Banks and financial institutions are competing with stablecoin-native platforms for the same customer balances. Yield gives you a way to compete on your own terms.
Customers who want yield on their dollars will find it somewhere. A competitive yield product keeps that money on your books instead of watching it move to a wallet or a neobank.
Earn a margin on every balance in the yield product. It's income that doesn't depend on lending volumes or the next rate decision.
Skip the in-house build of wallets, smart contracts, and asset relationships. OpenTrade gives you access to the yield sources and the infrastructure behind them.
Integrate once via API in under 30 days, with OpenTrade's investment, technical, and operational teams working alongside yours.
Product
Your product. OpenTrade underneath.
Choose the product that fits your risk appetite and that of your customers, all running on the same infrastructure underneath.
Infrastructure
Trusted foundations.
Built in.
Built to stand up to institutional due diligence.
Assets with Tier 1 institutions
Backing assets are held with Tier 1 banks and custodians, and an independent third-party asset manager runs the strategies.
Structured to protect client assets
Each vault sits in a bankruptcy-remote structure with segregated accounts, so client assets stay outside OpenTrade's estate.
Reporting your auditors can use
Audited smart contracts, on-chain verifiability, and detailed reporting on backing assets and performance to support your own audit and board reporting.
why trust us
Trusted by leading fintechs and platforms
How Littio made every balance count.
Littio connected segregated, self-custodied wallets to OpenTrade to offer USDC and EURC yield directly inside its neobanking experience.
in user earnings generated in the first four months.
FAQs
Questions, answered.
Client funds sit in a bankruptcy-remote structure with segregated accounts, individually tracked and insulated from claims outside it.
Neither yours nor OpenTrade's. Every vault sits within a bankruptcy-remote, independently governed structure, with a security trustee holding a master interest in the collateral on behalf of clients. Assets are segregated rather than held on OpenTrade's balance sheet.
No. The earn experience is white-labeled and embedded in your platform. Users see one brand throughout, and you keep the full relationship. OpenTrade runs the yield infrastructure underneath.
No. You stay on-chain. OpenTrade brings institutional RWA yield to your existing stablecoin infrastructure through a single connection.
Yes. Alongside the white-labeled API product, the same underlying yield is available permissionlessly on-chain through Decentralized Vaults and SIERRA, for users who want non-custodial, composable access.
Beyond straightforward RWA yield, the Stablecoin Staking Yield product pairs staking rewards with delta-neutral positions, for users seeking higher returns.
Vaults support USDT, USDC, USD, and EURC. Launch on one or several, and add more as the product grows.
Yes. The same infrastructure lets you earn on the idle stablecoins across your own book, treasury, settlement float, prefunded liquidity, and reserves, across a range of liquidity terms.
Most digital asset platforms go from first conversation to a working integration in under 30 days.